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Professional Indemnity 

Professional Indemnity Insurance (PII) is an essential form of protection for businesses and individuals offering professional services. This insurance covers legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded, if you are alleged to have provided inadequate advice, services or designs that cause your client to lose money. In an ever-evolving professional landscape, PII acts as a safety net, ensuring that a single mistake doesn't lead to financial ruin.


Remains an invaluable asset for any professional or business that provides services or advice. It safeguards against unforeseen errors, providing financial protection and peace of mind. By understanding the essentials of PII, you can ensure you're adequately protected against the potential pitfalls of professional life.

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Who Needs Professional Indemnity Insurance?

This type of insurance is particularly important for:

  •  Accountants

  •  Architects

  •  Engineers

  •  IT consultants

  •  Financial advisors

  •  Lawyers

  •  Medical professionals

  •  And many other professionals offering advice or services.

Professional Indemnity Insurance typically covers;

  • Negligence or breach of duty of care

  • Intellectual property infringement

  • Loss of documents or data

  • Dishonesty of employees

  • Defamation and libel

  • Breach of confidentiality

Key Benefits of Professional Indemnity Insurance

  • Financial Protection: Covers the cost of defending against a negligence claim made by a client including court costs and any settlements.

  • Reputation Management: Assists in managing and protecting your professional reputation in the event of a claim.

  • Peace of Mind: Knowing you are protected in case of mistakes, allowing you to focus on your professional duties.

  • Contractual Requirement: Often a mandatory requirement in contracts within certain industries.

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